1. Quit drinking#
- Alcohol harms the body.
- It costs a little more.
- It reduces your mental clarity.
2. Learn high-income skills#
- Reason: Don't live in a scarcity mindset. When you have a lower income, increasing your income is the first choice rather than cutting expenses. After all, with a low income, saving money is difficult and can lead to a scarcity mindset, being overly cautious.
- Approach: Start a business or join a good company and become an employee who creates high income for the company. Skills such as report creation, analysis, and tracking (high-income skills, efficient techniques to complete important work for the company).
3. Set up a dedicated investment account for saving money#
- Save money for investment in "Mastering the Money Game."
- Develop the habit of starting with 10 yuan and gradually increase your savings and investment capabilities (from simple to complex).
4. Learn the mindset of the rich (approach: drink coffee in upscale places)#
- Coffee is just a ticket. The important thing is to observe and learn the mindset of the rich (how to act, how to be self-sufficient).
Be low-key and unassuming.
Respect everyone.
Speaking speed.
Tone of voice.
...
5. Pay off credit card bills as soon as possible#
Credit cards are one of the ways that enslave you, keeping you trapped in a vicious cycle.
People who don't know how to use credit cards end up paying a lot of interest to credit card companies, while those who know how to use them reap credit card rewards and benefits.
6. Invest in self-education (self-investment is the greatest compound interest in life)#
Read books.
Attend lectures.
Online programs.
...